Spring EQ

When you apply for a home equity loan, most people know FICO and credit score will play into their ability to qualify for a loan. But are you aware of the effect your debt-to-income (DTI) ratio can have?

With many people continuing to WFH, the "home office space" continues to be on the minds of plenty of homeowners. Now, some of those who viewed their home office spaces as temporary are looking to set up a more permanent, specialized home office—in their garage.

How much equity can you access from your home? And what's the best way to access it? It's no secret home values have hit record highs. In fact, the Wall Street Journal says that tappable home equity rose to over $11 Trillion in the first quarter of 2022 alone.

She sheds have become a widely popular trend. Whether you want one for hobbies, friends or just relaxation, She Sheds provide a personal space you can make your very own.

With rates on the move and home values setting records in neighborhoods across America, you know it’s a crazy market out there. So if you’re home shopping and you find the house of your dreams BUT you haven’t sold your home yet—what are your options? Here’s a way to use your existing home’s available equity if you’re short on down payment funds for your new home...

“Spring EQ is honored to be recognized as one of the best mortgage companies to work for again this year,” said Jerry Schiano, CEO of Spring EQ. “We strive to build a fast-paced and rewarding environment committed to diversity and inclusion, professional development and excellent benefits for our talented and hardworking employees.”

Goodbye white cabinets! Hello, color! Ultra-sleek white modern kitchens are being replaced with a variety of rich and bold colors, high-tech appliances and unfinished metals. If you’ve been considering a kitchen upgrade, there are many new moods, vibes and styles to choose from.

When it comes to our pets, many of us feel like they're full-fledged members of the family. And while there’s no way to quantify the bond between you and your animal companions, National Puppy Day is the perfect time to celebrate our pets—and take a look at a few dog houses where the term “spare no expense” clearly has come into play.

When looking into any kind of mortgage loan, it's only natural to want to go where you feel comfortable. However, when homeowners obtain a Home Equity Line of Credit (HELOC), home equity loan or cash-out refinance from their existing bank or credit union, they sometimes miss out on potential savings, better offers and more flexible terms.

Recently, Mortgage Professional America featured Spring EQ's launching of new products and guidelines with this to say: