The holidays are always closer than you think! Festive gatherings and quality time with loved ones is right around the corner. So, too, could be a flurry of home improvement projects to get your home ready for the festivities that can make the holidays easier and more enjoyable.
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Topics:
HELOC,
smart home,
home upgrade,
Fixed-Rate HELOC
After a long period of elevated interest rates, many homeowners are watching the market closely for signs of relief. And guess what? Many financial experts agree that interest rates are about to take a turn for the better – the only questions are how quickly and by how much?
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Topics:
refinance,
HELOC,
debt consolidation,
Fixed-Rate HELOC,
interest rates
A traditional HELOC offers flexibility with variable rates, but a fixed-rate HELOC provides unique advantages that many homeowners might not be aware of. Let’s explore both the well-known and lesser-known benefits of this versatile financial tool.
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Topics:
refinance,
HELOC,
debt consolidation,
Fixed-Rate HELOC
Let’s chat about something super important but often a bit confusing – managing high-interest debts like credit cards and personal loans.
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Topics:
refinance,
HELOC,
personal loans,
home equity
We can all agree your credit score – aka FICOⓇ score – is a big deal when it comes to securing any kind of loan. In fact, it factors into whether you'll be approved for a loan—as well as the rate of interest you will be charged.
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Topics:
HELOC,
HomeEquity,
CashAccess,
FICO,
home improvement,
home design
Looking into a home security system? You’re not alone. Despite the rate of burglaries dropping 68% in the last decade, an increasing number of Americans have chosen to install home security systems – with over $21.5 billion in projected growthby 2026.
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Topics:
HELOC,
HomeEquity,
CashAccess,
home improvement,
home design,
home security
Whether you're avoiding falling iguanas in South Beach or braving the blistering cold of a Chicago winter, every homeowner should make they're prepared for a cold spell during the winter months. And summer is a great time to plan ahead and get winter work done on your home.
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Topics:
HELOC,
HomeEquity,
CashAccess,
home improvement,
home design,
heating
Like the cost of most other goods and services in the U.S., utility bills are set to rise this winter.
The chilling stats? According to the U.S. Energy Information Administration, homeowners can expect their electric bill to jump 7.5% from 2021.
While many will make short-term sacrifices like spending less and doing less, homeowners will do well to plan with a long-term solution.
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Topics:
HELOC,
HomeEquity,
CashAccess,
home improvement,
home design,
HVAC
When it comes to purchasing a house there are some factors outside the home you will need to keep in mind. Like the local education system—homeowners associations (HOA) are an important factor to keep in mind when purchasing a long-term home for your family.
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Topics:
HELOC,
HomeEquity,
CashAccess,
home improvement,
home design,
HOA