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The Spring EQ Blog

Dive into our world of financial thoughts and industry knowledge

HELOC 09/02/2025 Blog Post

What Makes 2025 Different for HELOCs?

If you’re thinking about using the equity in your home this year, you aren’t alone. From historically high equity levels to favorable borrowing trends, HELOCs are quickly gaining momentum as the choice as a solution for quick access to cash for homeowners. Wondering why? Let’s get into the details!

Cashout HELOC Home Equity Cash Access Financial Tips Personal Finance CLTV Cash Calculator DTI Debt-to-Income Ratio Loan Approval

07/19/2022 Cashout

Do You Know Your DTI?

When you apply for a home equity loan, most people know FICO and credit score will play into their ability to qualify for a loan. But are you awa...

Cashout HELOC Home Equity Cash Access Home Improvement Renovation CLTV Cash Calculator WFH

07/14/2022 Cashout

Home Office Renovations

With many people continuing to WFH, the "home office space" continues to be on the minds of plenty of homeowners. Now, some of those who viewed t...

Cashout HELOC Home Equity Cash Access Home Improvement Renovation CLTV Cash Calculator

07/13/2022 Cashout

How Much Cash Can You Access?

How much equity can you access from your home? And what's the best way to access it? It's no secret home values have hit record highs. In fact, t...