New Living Space, New You

Posted by Spring EQ on Sep 14, 2022 5:03:23 PM

With the red hot housing market cooling off—and home values across America making headlines—homeowners are reimagining their living spaces. What would you do to reinvent yours?

 

Read More...

Topics: Cashout, HELOC, HomeEquity, home improvement, renovation, WFH

3 fast HELOC facts every homeowner should know

Posted by Spring EQ on Sep 13, 2022 5:29:35 PM


Of all the ways to access your home's equity, the Home Equity Line of Credit (HELOC) may be the most misundertstood. Is it right for you?

Read More...

Topics: Cashout, HELOC, HomeEquity

Debt Consolidation Secret Weapon

Posted by Spring EQ on Jul 31, 2022 5:20:46 PM

With CNBC stating that nearly 60% of Americans are living paycheck to paycheck, it’s no surprise that credit card debt is on the rise.

 

This mounting debt against a backdrop of record inflation could create significant financial challenges for many homeowners. So what they can do?

Read More...

Topics: Cashout, HELOC, HomeEquity, CashAccess, Financial Tips, Personal Finance, debt, debt consolidation, pay off debt

Basement Remodel Budget Tips

Posted by Spring EQ on Jul 25, 2022 3:58:15 PM

There are countless ways a finished basement can elevate your home—from home offices to guest rooms to movie rooms and more. With the right planning, your vision can become a reality. So if you're looking to add value to your home, finishing your basement could be a great option.

Read More...

Topics: Cashout, HELOC, HomeEquity, CashAccess, home improvement, remodel, Financial Tips, Personal Finance, home design, home trends, home upgrade

Do You Know Your DTI?

Posted by Spring EQ on Jul 19, 2022 1:16:56 PM

When you apply for a home equity loan, most people know FICO and credit score will play into their ability to qualify for a loan. But are you aware of the effect your debt-to-income (DTI) ratio can have?

Read More...

Topics: Cashout, HELOC, HomeEquity, CashAccess, Financial Tips, Personal Finance, CLTV, Cash Calculator, DTI, debt-to-income ratio, loan approval

Home Office Renovations

Posted by Spring EQ on Jul 14, 2022 2:47:45 PM

With many people continuing to WFH, the "home office space" continues to be on the minds of plenty of homeowners. Now, some of those who viewed their home office spaces as temporary are looking to set up a more permanent, specialized home office—in their garage.

Read More...

Topics: Cashout, HELOC, HomeEquity, CashAccess, home improvement, renovation, CLTV, Cash Calculator, WFH

How Much Cash Can You Access?

Posted by Spring EQ on Jul 13, 2022 9:54:16 AM

How much equity can you access from your home? And what's the best way to access it? It's no secret home values have hit record highs. In fact, the Wall Street Journal says that tappable home equity rose to over $11 Trillion in the first quarter of 2022 alone.

Read More...

Topics: Cashout, HELOC, HomeEquity, CashAccess, home improvement, renovation, CLTV, Cash Calculator

Do You Deserve A She Shed?

Posted by Spring EQ on Jul 1, 2022 2:48:51 PM

She sheds have become a widely popular trend. Whether you want one for hobbies, friends or just relaxation, She Sheds provide a personal space you can make your very own.

Read More...

Topics: HELOC, HomeEquity, home improvement, interior design, renovation

Is a Bridge Loan right for you?

Posted by Spring EQ on May 6, 2022 9:37:45 AM

With rates on the move and home values setting records in neighborhoods across America, you know it’s a crazy market out there. So if you’re home shopping and you find the house of your dreams BUT you haven’t sold your home yet—what are your options? Here’s a way to use your existing home’s available equity if you’re short on down payment funds for your new home...

 

Read More...

Topics: mortgage, HomeEquity, FixedRate, finance, Financial Tips, bridge loans, home purchase

2022 Best Mortgage Company to Work For

Posted by Spring EQ on May 2, 2022 1:15:13 PM

“Spring EQ is honored to be recognized as one of the best mortgage companies to work for again this year,” said Jerry Schiano, CEO of Spring EQ. “We strive to build a fast-paced and rewarding environment committed to diversity and inclusion, professional development and excellent benefits for our talented and hardworking employees.

 

Read More...

Topics: mortgage, HomeEquity, careers, mortgagecareers, nowhiring