Spring EQ

When most think of a home equity loan, their minds go straight to using it for a big remodeling project or installing a pool. But there are other ways this money can be put to use—one of them being debt consolidation.

With rates on the move again, CNBC reports that "mortgage applications were 83% lower" from the same time a year ago. What does this mean if you’re a homeowner with a low mortgage rate who still wants to access cash from your home’s equity? Here are your options…

With CNBC stating that nearly 60% of Americans are living paycheck to paycheck, it’s no surprise that credit card debt is on the rise.

This mounting debt against a backdrop of record inflation could create significant financial challenges for many homeowners. So what they can do?

Homeowners can access cash from their home's equity WITHOUT touching their low first mortgage rate. It's not a secret—but more and more homeowners are just now discovering one of the best options available to them.

With the latest headlines about rates, inflation and gas prices, many homeowners are looking to consolidate debt and pay off higher-rate loans and credit cards. That’s why it’s more important than ever for homeowners to clearly understand your options—so you can choose the solution that’s best for you.

You've seen the headlines. Rates continue to stay on the move. And more homeowners are turning to Home Equity Lines of Credit (HELOCs) as their go-to strategy to access the cash they need from their home's equity. Why?