family enjoying a meal in their new kitchen they paid for with a home equity loan

Home improvement ideas to boost your home’s value

Posted by Spring EQ on Mar 6, 2023 9:16:28 AM

All homeowners have one thing in common: a seemingly endless list of home improvement projects.

This list likely covers a range of short and long-term projects, and includes a mix of things you need alongside some personal projects you've been wanting to pursue. So deciding which ones to tackle first can be overwhelming.

We get it—and we got you covered. 

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Topics: HELOC, HomeEquity, CashAccess, home improvement, remodel, home design

beautiful new bathroom paid for with funds from a home equity loan

What can remodeling your bathroom do for your home's value?

Posted by Spring EQ on Jan 16, 2023 10:01:56 AM

Homeowners are constantly looking for ways to increase the value of their home, but it's not always easy to pick which project they should tackle first. Bathrooms are a popular place to start because they are a less expensive project than most re-do's, but will still boost your home's value.

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Topics: HELOC, HomeEquity, CashAccess, home improvement, remodel, home design

beautiful screened in porch paid for with a HELOC from Spring EQ

Boost your home's value with a new porch

Posted by Spring EQ on Jan 11, 2023 10:17:58 AM

In all housing markets—but especially today's—homeowners are looking for ways to stand out from the pack when it comes time to sell. Here's a great way to do just that.

 

 

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Topics: HELOC, HomeEquity, CashAccess, home improvement, remodel, home design

looking over home improvement project blueprints

Basement Remodel Budget Tips

Posted by Spring EQ on Jul 25, 2022 3:58:15 PM

There are countless ways a finished basement can elevate your home—from home offices to guest rooms to movie rooms and more. With the right planning, your vision can become a reality. So if you're looking to add value to your home, finishing your basement could be a great option.

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Topics: Cashout, HELOC, HomeEquity, CashAccess, home improvement, remodel, Financial Tips, Personal Finance, home design, home trends, home upgrade

modern kitchen remodeled with bold blue walls and contemporary look

Three Kitchen Design Trends to Watch

Posted by Spring EQ on Mar 31, 2022 2:55:47 PM

Goodbye white cabinets! Hello, color! Ultra-sleek white modern kitchens are being replaced with a variety of rich and bold colors, high-tech appliances and unfinished metals. If you’ve been considering a kitchen upgrade, there are many new moods, vibes and styles to choose from.

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Topics: HomeEquity, home improvement, remodel, design

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    *Details to note:
    Spring EQ customers get their cash on average in 21 business days, and as fast as 14 days. This average time is measured from the time we receive all requested documents and assumes your stated income, property and title information provided in your loan application matches your documents and any supporting information collected. The time period calculation to get cash is based on the average funding turn times over the first four months of 2023, assumes the funds are wired, excludes weekends and excludes the government mandated disclosure waiting period. Typical applicants are required to provide a current and valid completed application, proof of income, mortgage statement, home hazard insurance, and a photo ID.

    Please Note: Spring EQ does not provide tax, legal, investment or accounting advice. This material has been prepared for informational purposes only, and is not intended to provide, and should not be relied on for, tax, legal, investment or accounting advice. You should consult your own tax, legal, investment and accounting advisors before engaging in any transaction.

    Applicants are typically not required to provide proof of assets, and proof of income may be more extensive for self-employed borrowers. Quarterly, we calculate The Spring EQ Cash-In-Pocket Index™ which is the average reduction of our customers debt payments where at least one debt was paid off with loan proceeds. The most recent Cash-In-Pocket Index™ reported a reduction in debt payments of $530.

    Any pre-qualification is in no way a pre-approval, indication of eligibility, or binding underwriting decision.

    All borrowers will be required to meet Spring EQ's current underwriting guidelines including verification of applicant’s credit profile, debt-to-income ratio, and home’s current value. Eligible Home Equity Loan borrowers must have a FICO score of 640 and meet all other qualifying criteria in Spring EQ's current underwriting guidelines. Refinance transactions may increase total finance charges over the life of the loan. Speak to a loan officer for details. Eligible Home Equity Line of Credit borrowers must have a minimum FICO score of 660 and meet all other qualifying criteria in Spring EQ's current underwriting guidelines. Spring EQ offers Home Equity loan options up to 90% of your home value for qualified borrowers with a excluding second home or investment properties. The maximum Home Equity loan or Home Equity Line of Credit amount Spring EQ offers is $500,000.

    For details, call 888-978-9978 to speak to a licensed Spring EQ Loan Officer. Please Note: Any reference to news organizations or outlets and/or their logos or likenesses on these webpages are solely in reference to the inclusion of relevant home equity, mortgage or interest rate subject matter in current, publicly available national news items and cycles and are not meant to imply endorsement of Spring EQ in any way.