The Spring EQ Blog

Dive into our world of financial thoughts and industry knowledge

HELOC 09/02/2025 Blog Post

What Makes 2025 Different for HELOCs?

If you’re thinking about using the equity in your home this year, you aren’t alone. From historically high equity levels to favorable borrowing trends, HELOCs are quickly gaining momentum as the choice as a solution for quick access to cash for homeowners. Wondering why? Let’s get into the details!

Refinance HELOC Debt Consolidation Fixed-Rate HELOC

06/02/2025 Refinance

How Much Can You Borrow with a Second Mortgage?

If you’re a homeowner looking to renovate your space, consolidate debt, or cover a major expense, a second mortgage could be a smart way to tap i...

Refinance HELOC Debt Consolidation Fixed-Rate HELOC

06/02/2025 Refinance

Understanding Interest Rates on Second Mortgages

If you’re thinking about using a second mortgage to access your home’s equity, one of the most important things to understand is how interest rat...

Refinance HELOC Debt Consolidation Fixed-Rate HELOC

06/02/2025 Refinance

HELOCs vs. Refinancing: Why Sacrifice Your Low First Mortgage Rate?

For homeowners with significant equity, refinancing your mortgage might seem like a logical way to consolidate debt. However, there’s another opt...

Refinance HELOC Debt Consolidation Fixed-Rate HELOC

04/29/2025 Refinance

Using Your Equity to Secure Your Future

Life is full of possibilities and unexpected challenges. Whether you’re planning your next big move, managing debt, or preparing for the unknown,...

Refinance HELOC Debt Consolidation Fixed-Rate HELOC

04/29/2025 Refinance

What Spring 2025 Housing Data Means for Your Equity

Spring is in full swing and as the real estate market picks up, current market trends show that home values continue to rise in many areas across...

Refinance HELOC Debt Consolidation Fixed-Rate HELOC

04/29/2025 Refinance

HELOCs vs. Personal Loans

If you’re thinking about consolidating your debt, you’re probably weighing your options between a Home Equity Line of Credit (HELOC) and a person...

Refinance HELOC Debt Consolidation Fixed-Rate HELOC

04/02/2025 Refinance

Borrow from Yourself with a Fixed Rate HELOC

When life presents opportunities or unexpected expenses, wouldn’t it be great to have a reliable source of funding that you control? Great news! ...

Refinance HELOC Debt Consolidation Fixed-Rate HELOC

04/02/2025 Refinance

HELOCs vs. Credit Cards: What's Better for You?

High credit card balances can feel overwhelming, especially with high interest rates that make it harder to pay down debt. If you’re looking for ...

04/02/2025 Refinance

Fund Your Home Projects with Your Equity

After a long winter season, we’ve officially flipped the script and entered spring. The days are getting longer, and the weather is heating up, m...