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The Spring EQ Blog

Dive into our world of financial thoughts and industry knowledge

HELOC 09/02/2025 Blog Post

What Makes 2025 Different for HELOCs?

If you’re thinking about using the equity in your home this year, you aren’t alone. From historically high equity levels to favorable borrowing trends, HELOCs are quickly gaining momentum as the choice as a solution for quick access to cash for homeowners. Wondering why? Let’s get into the details!

Refinance HELOC Debt Consolidation Fixed-Rate HELOC Interest Rates

11/11/2024 Refinance

Interest Rates Outlook

After a long period of elevated interest rates, many homeowners are watching the market closely for signs of relief. And guess what? Many financi...

Refinance HELOC Debt Consolidation Fixed-Rate HELOC

11/11/2024 Refinance

Fixed-Rate HELOC Secrets

A traditional HELOC offers flexibility with variable rates, but a fixed-rate HELOC provides unique advantages that many homeowners might not be a...

HELOC Home Equity Cash Access Debt Consolidation Pay Off Debt Personal Loans

01/16/2023 HELOC

Paying off debt? Home equity loans beat personal loans

When most think of a home equity loan, their minds go straight to using it for a big remodeling project or installing a pool. But there are other...

Mortgage HELOC Finance Financial Tips Personal Finance Debt Debt Consolidation Pay Off Debt

09/07/2022 Mortgage

Rates are on the move but you have options

With rates on the move again, CNBC reports that "mortgage applications were 83% lower" from the same time a year ago. What does this mean if you’...

Cashout HELOC Home Equity Cash Access Financial Tips Personal Finance Debt Debt Consolidation Pay Off Debt

07/31/2022 Cashout

Debt Consolidation Secret Weapon

With CNBC stating that nearly 60% of Americans are living paycheck to paycheck, it’s no surprise that credit card debt is on the rise. This mount...

Mortgage HELOC Cash Access Home Improvement Personal Finance Debt Consolidation Pay Off Debt

06/21/2022 Mortgage

DIscover this Home Equity Secret

Homeowners can access cash from their home's equity WITHOUT touching their low first mortgage rate. It's not a secret—but more and more homeowner...

Mortgage HELOC Home Improvement Finance Financial Tips Personal Finance Debt Debt Consolidation Pay Off Debt Personal Loans

06/20/2022 Mortgage

HELOC vs. Personal Loan

With the latest headlines about rates, inflation and gas prices, many homeowners are looking to consolidate debt and pay off higher-rate loans an...

Mortgage HELOC Finance Financial Tips Personal Finance Debt Debt Consolidation Pay Off Debt

06/13/2022 Mortgage

Need to Pay Off High-Interest Debt?

You've seen the headlines. Rates continue to stay on the move. And more homeowners are turning to Home Equity Lines of Credit (HELOCs) as their g...