Make Your Next Move with Spring EQ.
Spring EQ makes home buying easier with flexible financing options, competitive rates, and a team of experts who guide you every step of the way. Whether you’re a first-time buyer or moving into your next home, we’re here to help you get it done with confidence.
/ Purchase
Home Purchase Made Simple
A home purchase loan from Spring EQ helps you secure the funds you need to buy a home, with terms and options designed to fit your budget and goals. At Spring EQ, we combine speed, flexibility, and transparency so you can focus on what really matters: finding the perfect home.
- Flexible loan options designed for first-time or repeat buyers
- Competitive rates and terms
- Guidance from experts who understand the buying process
Benefits of a Home Purchase Loan
Fast Pre-Qualification
Get qualified quickly so you can make offers with confidence.
Competitive Rates
Lock in a rate that helps keep your monthly payments affordable.
Trusted Expertise
Work with a team that has guided more than 120,000 homeowners nationwide.
Peace of Mind
Count on transparent terms and no hidden surprises.
A Trusted Partner for Your Home Purchase
When you choose Spring EQ for your home purchase, you get more than just a mortgage. You get a team that understands the importance of this milestone, along with a streamlined process that helps you get into your new home quickly.
Confidence In Your Payments
Choose from competitive loan options designed to fit your budget. With clear terms and guidance, you’ll always know where you stand.
Fast, Reliable Closing
Move into your new home with less stress. Our efficient process helps you close quickly so you can focus on settling in.
Guidance You Can Trust
From filling out your application to the day you get your keys, our team is here to walk you through every step of the journey.
Frequently Asked Questions
We offer Conventional, VA, FHA, DSCR, and Bank Statement loans.‡
‡ VA, FHA, and some bank statement and DSCR products are offered through third-party lending partners of Spring EQ.
For Conventional loans, the minimum score is 620. For government loans (FHA/VA), the minimum score is 580.
The minimum down payment ranges from 3-5%, depending on the loan program.
Yes, gift funds are allowed for most loan programs.
Yes, taking on new debt can affect your ability to qualify for a loan. It is very important to avoid acquiring any new debt while you are shopping for a home.
/ Testimonials
Why Do Homeowners Choose Spring EQ?
See for Yourself.
Don’t just take our word for it. Hear from customers who used a Spring EQ Home Equity Loan to unlock opportunities and achieve their goals.
Robert J.
Great experience, friendly customer service. Extremely fast results.
Tina T.
I must tell you that Pat and his team have been absolutely wonderful. Friendly, knowledgeable, efficient. I am impressed. I will definitely recommend Spring EQ.
Christina D.
It was a fast, smooth process from the beginning. Everyone involved during this process was very helpful and did a great job with the timing of everything. I am pleased.
Thomas C.
Professional communication and quality service. I would recommend Spring EQ for anyone's home equity needs. They are as professional as you can get and more.
Jarred L.
Experience has been great everyone has been super patient with me and super quick on getting everything that I needed from them. Been a wonderful experience!!!! Thank you so much!!
Mary C.
Our experience was one of the best I have ever had. Everyone was very organized, quick to respond and the notary you sent to my house was the best we have ever had. I'd never hesitate to refer you to others.
/ Other Products
Explore More Home Equity Solutions
Variable-Rate HELOC
Get easy access to funds with a rate that changes with market conditions.
Fixed-Rate HELOC
Combine the flexibility of a line of credit with the security of a rate that won’t change.
/ Awards
Don’t Just Take Our Word for It: Industry Leaders Trust Us Too.
We’re proud of the recognition we’ve earned across the industry. Check out some of the awards we’ve received.
