The Spring EQ Blog

Dive into our world of financial thoughts and industry knowledge

Home Equity 11/24/2025 Blog Post

Spring EQ CEO Joe Steffa Talks Home Equity, Growth, and What’s Ahead

Spring EQ CEO Joe Steffa recently sat down with HousingWire’s Allison LaForgia in Las Vegas to discuss the company’s vision, the state of the home equity market, and what lies ahead for both lenders and borrowers.

HELOC Home Equity Financial Tips Debt Consolidation Home Equity Loan Budgeting

02/02/2026 HELOC

What to Expect When Using Home Equity to Pay Off Debt

Using your home equity to pay off high-interest debt can be an effective way to simplify your finances and potentially lower your overall interes...

HELOC Home Equity Financial Tips Debt Consolidation Home Equity Loan High-Interest Debt

01/30/2026 HELOC

Is Debt Consolidation Right for You? How to Know When It Makes Sense

Debt consolidation can be a helpful strategy for homeowners who are juggling multiple high-interest balances and looking for a simpler way to man...

Home Equity Financial Tips Debt Consolidation Fixed-Rate HELOC High-Interest Debt Variable-Rate HELOC

01/29/2026 Home Equity

Fixed vs. Variable Rates When Consolidating Debt with Home Equity: Which Is Right for You?

The average American homeowner typically manages a variety of high-interest debt, from credit cards (looking at you, post-holiday gift-giving deb...

HELOC Home Equity Financial Tips Debt Consolidation Personal Loans Home Security Fixed-Rate HELOC

01/19/2026 HELOC

5 Overlooked Ways Homeowners Use Home Equity

Many people think of home equity loans for major renovations or debt consolidation. And yes, those are two popular ways to use it. However, many ...

HELOC Home Equity Financial Tips Debt Consolidation Personal Loans Home Security Fixed-Rate HELOC

01/19/2026 HELOC

Fall Home Maintenance Checklist: Protecting Your Investment Before Winter

It’s happening. The leaves are changing colors and temperatures are dropping (or at least they will be in the near future). Fall is officially he...

HELOC Home Equity Financial Tips Debt Consolidation Personal Loans Home Security Fixed-Rate HELOC

01/19/2026 HELOC

How Rising Home Values Create Equity Opportunities

If you’re thinking about using the equity in your home this year, you aren’t alone. From historically high equity levels to favorable borrowing t...

Home Equity Home Improvement Debt Consolidation

11/24/2025 Home Equity

Spring EQ CEO Joe Steffa Talks Home Equity, Growth, and What’s Ahead

Spring EQ CEO Joe Steffa recently sat down with HousingWire’s Allison LaForgia in Las Vegas to discuss the company’s vision, the state of the hom...

Refinance HELOC Home Equity Financial Tips Debt Consolidation Fixed-Rate HELOC

09/02/2025 Refinance

What Makes HELOCs Different Now?

If you’re thinking about using the equity in your home this year, you aren’t alone. From historically high equity levels to favorable borrowing t...

Refinance HELOC Home Equity Financial Tips Debt Consolidation Fixed-Rate HELOC

09/02/2025 Refinance

Regional Trends: Where Home Equity Is Growing Fastest and Why It Matters

Home equity has been on the rise for more than a decade across the country. In recent years, though, it’s been more of a meteoric boom, especiall...