The Spring EQ Blog

Dive into our world of financial thoughts and industry knowledge

HELOC 09/02/2025 Blog Post

What Makes 2025 Different for HELOCs?

If you’re thinking about using the equity in your home this year, you aren’t alone. From historically high equity levels to favorable borrowing trends, HELOCs are quickly gaining momentum as the choice as a solution for quick access to cash for homeowners. Wondering why? Let’s get into the details!

Refinance HELOC Home Equity Financial Tips Debt Consolidation Fixed-Rate HELOC

09/02/2025 Refinance

What Makes 2025 Different for HELOCs?

If you’re thinking about using the equity in your home this year, you aren’t alone. From historically high equity levels to favorable borrowing t...

Refinance HELOC Home Equity Financial Tips Debt Consolidation Fixed-Rate HELOC

09/02/2025 Refinance

Regional Trends: Where Home Equity Is Growing Fastest and Why It Matters

Home equity has been on the rise for more than a decade across the country. In recent years, though, it’s been more of a meteoric boom, especiall...

Refinance HELOC Home Equity Financial Tips Debt Consolidation Fixed-Rate HELOC

09/02/2025 Refinance

Home Equity vs. 401(k) Loan: Which to Use When Facing a Financial Squeeze?

When money gets tight and homeowners need access to cash quickly, they have options. We’ve covered a variety of scenarios in the past (HELOCs vs....

Refinance HELOC Debt Consolidation Fixed-Rate HELOC

08/04/2025 Refinance

Is a HELOC Still a Good Idea in a High-Rate Environment?

If you’ve been doing your homework and keeping up with interest rates, you might be asking yourself whether a home equity line of credit (HELOC) ...

Refinance HELOC Debt Consolidation Fixed-Rate HELOC

08/04/2025 Refinance

What Affects Your Home Equity and How to Build More of It

Your home equity is one of the most valuable financial tools you have. If you’re looking to fund home renovations or other major expenses, consol...

Refinance HELOC Debt Consolidation Fixed-Rate HELOC

08/04/2025 Refinance

Back-to-School Season Is Expensive. Your Home Equity Can Help.

Between school supplies, new clothes, sports fees, and technology upgrades, back-to-school expenses can add up quickly. And if you have kids head...

Refinance HELOC Debt Consolidation Fixed-Rate HELOC

07/01/2025 Refinance

Why Homeowners Are Holding Off on Refinancing

It’s no secret that mortgage refinances have significantly slowed down dating back to 2022. Before that, refinancing was a popular way for homeow...

Refinance HELOC Debt Consolidation Fixed-Rate HELOC

07/01/2025 Refinance

HELOC vs. HELOAN: Which Home Equity Option Is Right for You?

As home equity continues to rise, many homeowners are exploring ways to take advantage of what they’ve built up. Two of the most popular options ...

Refinance HELOC Debt Consolidation Fixed-Rate HELOC

07/01/2025 Refinance

Unlocking Your Home’s Potential: Using Home Equity for Your Next Property Investment

Your home isn’t just a place to live. It’s your safe space. A place full of dreams and memories. But did you realize it’s also a valuable financi...