In this housing market, many homeowners are reassessing their goals–with home renovations and debt consolidation topping their to-do lists.
And for homeowners tapping their home's available equity to fund these goals, checking in on their credit score and seeing if they can give it a push in the right direction is step one.
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Topics:
HELOC,
HomeEquity,
credit rating,
FICO,
Experian,
credit score
Of all the ways to access your home's equity, the Home Equity Line of Credit (HELOC) may be the most misundertstood. Is it right for you?
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Topics:
Cashout,
HELOC,
HomeEquity
With the red hot housing market cooling off—and home values across America making headlines—homeowners are reimagining their living spaces. What would you do to reinvent yours?
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Topics:
Cashout,
HELOC,
HomeEquity,
home improvement,
renovation,
WFH
With rates on the move again, CNBC reports that "mortgage applications were 83% lower" from the same time a year ago. What does this mean if you’re a homeowner with a low mortgage rate who still wants to access cash from your home’s equity? Here are your options…
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Topics:
mortgage,
HELOC,
finance,
Financial Tips,
Personal Finance,
debt,
debt consolidation,
pay off debt
Of all the ways to access your home's equity, the Home Equity Line of Credit (HELOC) may be the most misundertstood. Is it right for you?
Read More...
Topics:
Cashout,
HELOC,
HomeEquity
With CNBC stating that nearly 60% of Americans are living paycheck to paycheck, it’s no surprise that credit card debt is on the rise.
This mounting debt against a backdrop of record inflation could create significant financial challenges for many homeowners. So what they can do?
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Topics:
Cashout,
HELOC,
HomeEquity,
CashAccess,
Financial Tips,
Personal Finance,
debt,
debt consolidation,
pay off debt
There are countless ways a finished basement can elevate your home—from home offices to guest rooms to movie rooms and more. With the right planning, your vision can become a reality. So if you're looking to add value to your home, finishing your basement could be a great option.
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Topics:
Cashout,
HELOC,
HomeEquity,
CashAccess,
home improvement,
remodel,
Financial Tips,
Personal Finance,
home design,
home trends,
home upgrade
When you apply for a home equity loan, most people know FICO and credit score will play into their ability to qualify for a loan. But are you aware of the effect your debt-to-income (DTI) ratio can have?
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Topics:
Cashout,
HELOC,
HomeEquity,
CashAccess,
Financial Tips,
Personal Finance,
CLTV,
Cash Calculator,
DTI,
debt-to-income ratio,
loan approval
With many people continuing to WFH, the "home office space" continues to be on the minds of plenty of homeowners. Now, some of those who viewed their home office spaces as temporary are looking to set up a more permanent, specialized home office—in their garage.
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Topics:
Cashout,
HELOC,
HomeEquity,
CashAccess,
home improvement,
renovation,
CLTV,
Cash Calculator,
WFH
How much equity can you access from your home? And what's the best way to access it? It's no secret home values have hit record highs. In fact, the Wall Street Journal says that tappable home equity rose to over $11 Trillion in the first quarter of 2022 alone.
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Topics:
Cashout,
HELOC,
HomeEquity,
CashAccess,
home improvement,
renovation,
CLTV,
Cash Calculator