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The Spring EQ Blog

Dive into our world of financial thoughts and industry knowledge

HELOC 09/02/2025 Blog Post

What Makes 2025 Different for HELOCs?

If you’re thinking about using the equity in your home this year, you aren’t alone. From historically high equity levels to favorable borrowing trends, HELOCs are quickly gaining momentum as the choice as a solution for quick access to cash for homeowners. Wondering why? Let’s get into the details!

HELOC Home Equity Credit Rating FICO Experian Credit Score

10/10/2022 HELOC

homeowners love this credit score life hack

In this housing market, many homeowners are reassessing their goals–with home renovations and debt consolidation topping their to-do lists. And f...

Cashout HELOC Home Equity

10/05/2022 Cashout

Is a HELOC right for you?

Of all the ways to access your home's equity, the Home Equity Line of Credit (HELOC) may be the most misundertstood. Is it right for you?

Cashout HELOC Home Equity Home Improvement Renovation WFH

09/14/2022 Cashout

New Living Space, New You

With the red hot housing market cooling off—and home values across America making headlines—homeowners are reimagining their living spaces. What ...

Mortgage HELOC Finance Financial Tips Personal Finance Debt Debt Consolidation Pay Off Debt

09/07/2022 Mortgage

Rates are on the move but you have options

With rates on the move again, CNBC reports that "mortgage applications were 83% lower" from the same time a year ago. What does this mean if you’...

Cashout HELOC Home Equity

08/09/2022 Cashout

3 fast HELOC facts every homeowner should know

Of all the ways to access your home's equity, the Home Equity Line of Credit (HELOC) may be the most misundertstood. Is it right for you?

Cashout HELOC Home Equity Cash Access Financial Tips Personal Finance Debt Debt Consolidation Pay Off Debt

07/31/2022 Cashout

Debt Consolidation Secret Weapon

With CNBC stating that nearly 60% of Americans are living paycheck to paycheck, it’s no surprise that credit card debt is on the rise. This mount...

Cashout HELOC Home Equity Cash Access Home Improvement Remodel Financial Tips Personal Finance Home Design Home Trends Home Upgrade

07/25/2022 Cashout

Basement Remodel Budget Tips

There are countless ways a finished basement can elevate your home—from home offices to guest rooms to movie rooms and more. With the right plann...

Cashout HELOC Home Equity Cash Access Financial Tips Personal Finance CLTV Cash Calculator DTI Debt-to-Income Ratio Loan Approval

07/19/2022 Cashout

Do You Know Your DTI?

When you apply for a home equity loan, most people know FICO and credit score will play into their ability to qualify for a loan. But are you awa...

Cashout HELOC Home Equity Cash Access Home Improvement Renovation CLTV Cash Calculator WFH

07/14/2022 Cashout

Home Office Renovations

With many people continuing to WFH, the "home office space" continues to be on the minds of plenty of homeowners. Now, some of those who viewed t...