The Spring EQ Blog

Dive into our world of financial thoughts and industry knowledge

Home Equity 11/24/2025 Blog Post

Spring EQ CEO Joe Steffa Talks Home Equity, Growth, and What’s Ahead

Spring EQ CEO Joe Steffa recently sat down with HousingWire’s Allison LaForgia in Las Vegas to discuss the company’s vision, the state of the home equity market, and what lies ahead for both lenders and borrowers.

Cashout HELOC Home Equity Cash Access Home Improvement Remodel Financial Tips Personal Finance Home Design Home Trends Home Upgrade

07/25/2022 Cashout

Basement Remodel Budget Tips

There are countless ways a finished basement can elevate your home—from home offices to guest rooms to movie rooms and more. With the right plann...

Cashout HELOC Home Equity Cash Access Financial Tips Personal Finance CLTV Cash Calculator DTI Debt-to-Income Ratio Loan Approval

07/19/2022 Cashout

Do You Know Your DTI?

When you apply for a home equity loan, most people know FICO and credit score will play into their ability to qualify for a loan. But are you awa...

Mortgage HELOC Home Improvement Finance Financial Tips Personal Finance Debt Debt Consolidation Pay Off Debt Personal Loans

06/20/2022 Mortgage

HELOC vs. Personal Loan

With the latest headlines about rates, inflation and gas prices, many homeowners are looking to consolidate debt and pay off higher-rate loans an...

Mortgage HELOC Finance Financial Tips Personal Finance Debt Debt Consolidation Pay Off Debt

06/13/2022 Mortgage

Need to Pay Off High-Interest Debt?

You've seen the headlines. Rates continue to stay on the move. And more homeowners are turning to Home Equity Lines of Credit (HELOCs) as their g...

Mortgage Home Equity Fixed Rate Finance Financial Tips Bridge Loans Home Purchase

05/06/2022 Mortgage

Is a Bridge Loan right for you?

With rates on the move and home values setting records in neighborhoods across America, you know it’s a crazy market out there. So if you’re home...

Credit Rating FICO Experian Credit Score Financial Tips Personal Finance

04/10/2022 Credit Rating

Your Credit Score Secret Weapon

You may already know Experian is one of three major credit reporting bureaus in the U.S. And you might be aware they offer free credit reports, d...