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The Spring EQ Blog

Dive into our world of financial thoughts and industry knowledge

HELOC 09/02/2025 Blog Post

What Makes 2025 Different for HELOCs?

If you’re thinking about using the equity in your home this year, you aren’t alone. From historically high equity levels to favorable borrowing trends, HELOCs are quickly gaining momentum as the choice as a solution for quick access to cash for homeowners. Wondering why? Let’s get into the details!

HELOC Home Equity Cash Access Home Improvement Remodel Home Design

01/16/2023 HELOC

What can remodeling your bathroom do for your home's value?

Homeowners are constantly looking for ways to increase the value of their home, but it's not always easy to pick which project they should tackle...

HELOC Home Equity Cash Access Debt Consolidation Pay Off Debt Personal Loans

01/16/2023 HELOC

Paying off debt? Home equity loans beat personal loans

When most think of a home equity loan, their minds go straight to using it for a big remodeling project or installing a pool. But there are other...

HELOC Home Equity Cash Access Home Improvement Remodel Home Design

01/11/2023 HELOC

Boost your home's value with a new porch

In all housing markets—but especially today's—homeowners are looking for ways to stand out from the pack when it comes time to sell. Here's a gre...

Home Equity Cash Access Second Mortgage Home Equity Loan

12/29/2022 Home Equity

5 Reasons to Choose a Home Equity Loan

Homeowners who need cash for major expenses have an advantage. Instead of high-rate personal loans or credit cards, you can access cash from your...

Mortgage HELOC Home Equity Fixed Rate Cash Access Home Improvement Home Trends Home Upgrade

12/08/2022 Mortgage

Home Exterior Projects for 2023

You’ve done some work to your home in the past couple of years—maybe updated the kitchen, added an extension or perhaps finished the basement. Is...

Cashout HELOC Home Equity Cash Access Financial Tips Personal Finance Debt Debt Consolidation Pay Off Debt

07/31/2022 Cashout

Debt Consolidation Secret Weapon

With CNBC stating that nearly 60% of Americans are living paycheck to paycheck, it’s no surprise that credit card debt is on the rise. This mount...

Cashout HELOC Home Equity Cash Access Home Improvement Remodel Financial Tips Personal Finance Home Design Home Trends Home Upgrade

07/25/2022 Cashout

Basement Remodel Budget Tips

There are countless ways a finished basement can elevate your home—from home offices to guest rooms to movie rooms and more. With the right plann...

Cashout HELOC Home Equity Cash Access Financial Tips Personal Finance CLTV Cash Calculator DTI Debt-to-Income Ratio Loan Approval

07/19/2022 Cashout

Do You Know Your DTI?

When you apply for a home equity loan, most people know FICO and credit score will play into their ability to qualify for a loan. But are you awa...

Cashout HELOC Home Equity Cash Access Home Improvement Renovation CLTV Cash Calculator WFH

07/14/2022 Cashout

Home Office Renovations

With many people continuing to WFH, the "home office space" continues to be on the minds of plenty of homeowners. Now, some of those who viewed t...