The Spring EQ Blog

Dive into our world of financial thoughts and industry knowledge

Home Equity 11/24/2025 Blog Post

Spring EQ CEO Joe Steffa Talks Home Equity, Growth, and What’s Ahead

Spring EQ CEO Joe Steffa recently sat down with HousingWire’s Allison LaForgia in Las Vegas to discuss the company’s vision, the state of the home equity market, and what lies ahead for both lenders and borrowers.

HELOC Home Equity Financial Tips Debt Consolidation Personal Loans Home Security Fixed-Rate HELOC

01/19/2026 HELOC

5 Overlooked Ways Homeowners Use Home Equity

Many people think of home equity loans for major renovations or debt consolidation. And yes, those are two popular ways to use it. However, many ...

HELOC Home Equity Financial Tips Debt Consolidation Personal Loans Home Security Fixed-Rate HELOC

01/19/2026 HELOC

Fall Home Maintenance Checklist: Protecting Your Investment Before Winter

It’s happening. The leaves are changing colors and temperatures are dropping (or at least they will be in the near future). Fall is officially he...

HELOC Home Equity Financial Tips Debt Consolidation Personal Loans Home Security Fixed-Rate HELOC

01/19/2026 HELOC

How Rising Home Values Create Equity Opportunities

If you’re thinking about using the equity in your home this year, you aren’t alone. From historically high equity levels to favorable borrowing t...

Refinance HELOC Home Equity Financial Tips Debt Consolidation Fixed-Rate HELOC

09/02/2025 Refinance

What Makes HELOCs Different Now?

If you’re thinking about using the equity in your home this year, you aren’t alone. From historically high equity levels to favorable borrowing t...

Refinance HELOC Home Equity Financial Tips Debt Consolidation Fixed-Rate HELOC

09/02/2025 Refinance

Regional Trends: Where Home Equity Is Growing Fastest and Why It Matters

Home equity has been on the rise for more than a decade across the country. In recent years, though, it’s been more of a meteoric boom, especiall...

Refinance HELOC Home Equity Financial Tips Debt Consolidation Fixed-Rate HELOC

09/02/2025 Refinance

Home Equity vs. 401(k) Loan: Which to Use When Facing a Financial Squeeze?

When money gets tight and homeowners need access to cash quickly, they have options. We’ve covered a variety of scenarios in the past (HELOCs vs....

Cashout HELOC Home Equity Financial Tips Personal Finance Investment Property Second Home

11/01/2022 Cashout

Home Sweet Second Home

Looking to invest in a second property? Don't let bad timing or rushed decisions lead you to invest impulsively. Here's what to consider before y...

Mortgage HELOC Finance Financial Tips Personal Finance Debt Debt Consolidation Pay Off Debt

09/07/2022 Mortgage

Rates are on the move but you have options

With rates on the move again, CNBC reports that "mortgage applications were 83% lower" from the same time a year ago. What does this mean if you’...

Cashout HELOC Home Equity Cash Access Financial Tips Personal Finance Debt Debt Consolidation Pay Off Debt

07/31/2022 Cashout

Debt Consolidation Secret Weapon

With CNBC stating that nearly 60% of Americans are living paycheck to paycheck, it’s no surprise that credit card debt is on the rise. This mount...