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The Spring EQ Blog

Dive into our world of financial thoughts and industry knowledge

Home Equity 11/24/2025 Blog Post

Spring EQ CEO Joe Steffa Talks Home Equity, Growth, and What’s Ahead

Spring EQ CEO Joe Steffa recently sat down with HousingWire’s Allison LaForgia in Las Vegas to discuss the company’s vision, the state of the home equity market, and what lies ahead for both lenders and borrowers.

Cashout HELOC Home Equity Cash Access Financial Tips Personal Finance Debt Debt Consolidation Pay Off Debt

07/31/2022 Cashout

Debt Consolidation Secret Weapon

With CNBC stating that nearly 60% of Americans are living paycheck to paycheck, it’s no surprise that credit card debt is on the rise. This mount...

Cashout HELOC Home Equity Cash Access Home Improvement Remodel Financial Tips Personal Finance Home Design Home Trends Home Upgrade

07/25/2022 Cashout

Basement Remodel Budget Tips

There are countless ways a finished basement can elevate your home—from home offices to guest rooms to movie rooms and more. With the right plann...

Cashout HELOC Home Equity Cash Access Financial Tips Personal Finance CLTV Cash Calculator DTI Debt-to-Income Ratio Loan Approval

07/19/2022 Cashout

Do You Know Your DTI?

When you apply for a home equity loan, most people know FICO and credit score will play into their ability to qualify for a loan. But are you awa...

Cashout HELOC Home Equity Cash Access Home Improvement Renovation CLTV Cash Calculator WFH

07/14/2022 Cashout

Home Office Renovations

With many people continuing to WFH, the "home office space" continues to be on the minds of plenty of homeowners. Now, some of those who viewed t...

Cashout HELOC Home Equity Cash Access Home Improvement Renovation CLTV Cash Calculator

07/13/2022 Cashout

How Much Cash Can You Access?

How much equity can you access from your home? And what's the best way to access it? It's no secret home values have hit record highs. In fact, t...

HELOC Home Equity Home Improvement Interior Design Renovation

07/01/2022 HELOC

Do You Deserve A She Shed?

She sheds have become a widely popular trend. Whether you want one for hobbies, friends or just relaxation, She Sheds provide a personal space yo...

Mortgage HELOC Cash Access Home Improvement Personal Finance Debt Consolidation Pay Off Debt

06/21/2022 Mortgage

DIscover this Home Equity Secret

Homeowners can access cash from their home's equity WITHOUT touching their low first mortgage rate. It's not a secret—but more and more homeowner...

Mortgage HELOC Home Improvement Finance Financial Tips Personal Finance Debt Debt Consolidation Pay Off Debt Personal Loans

06/20/2022 Mortgage

HELOC vs. Personal Loan

With the latest headlines about rates, inflation and gas prices, many homeowners are looking to consolidate debt and pay off higher-rate loans an...

Mortgage HELOC Finance Financial Tips Personal Finance Debt Debt Consolidation Pay Off Debt

06/13/2022 Mortgage

Need to Pay Off High-Interest Debt?

You've seen the headlines. Rates continue to stay on the move. And more homeowners are turning to Home Equity Lines of Credit (HELOCs) as their g...