The Spring EQ Blog

Dive into our world of financial thoughts and industry knowledge

Home Equity 11/24/2025 Blog Post

Spring EQ CEO Joe Steffa Talks Home Equity, Growth, and What’s Ahead

Spring EQ CEO Joe Steffa recently sat down with HousingWire’s Allison LaForgia in Las Vegas to discuss the company’s vision, the state of the home equity market, and what lies ahead for both lenders and borrowers.

HELOC Home Equity Financial Tips Debt Consolidation Personal Loans Home Security Fixed-Rate HELOC

01/19/2026 HELOC

5 Overlooked Ways Homeowners Use Home Equity

Many people think of home equity loans for major renovations or debt consolidation. And yes, those are two popular ways to use it. However, many ...

HELOC Home Equity Financial Tips Debt Consolidation Personal Loans Home Security Fixed-Rate HELOC

01/19/2026 HELOC

Fall Home Maintenance Checklist: Protecting Your Investment Before Winter

It’s happening. The leaves are changing colors and temperatures are dropping (or at least they will be in the near future). Fall is officially he...

HELOC Home Equity Financial Tips Debt Consolidation Personal Loans Home Security Fixed-Rate HELOC

01/19/2026 HELOC

How Rising Home Values Create Equity Opportunities

If you’re thinking about using the equity in your home this year, you aren’t alone. From historically high equity levels to favorable borrowing t...

Home Equity Home Improvement Debt Consolidation

11/24/2025 Home Equity

Spring EQ CEO Joe Steffa Talks Home Equity, Growth, and What’s Ahead

Spring EQ CEO Joe Steffa recently sat down with HousingWire’s Allison LaForgia in Las Vegas to discuss the company’s vision, the state of the hom...

Refinance HELOC Home Equity Financial Tips Debt Consolidation Fixed-Rate HELOC

09/02/2025 Refinance

What Makes HELOCs Different Now?

If you’re thinking about using the equity in your home this year, you aren’t alone. From historically high equity levels to favorable borrowing t...

Refinance HELOC Home Equity Financial Tips Debt Consolidation Fixed-Rate HELOC

09/02/2025 Refinance

Regional Trends: Where Home Equity Is Growing Fastest and Why It Matters

Home equity has been on the rise for more than a decade across the country. In recent years, though, it’s been more of a meteoric boom, especiall...

Refinance HELOC Home Equity Financial Tips Debt Consolidation Fixed-Rate HELOC

09/02/2025 Refinance

Home Equity vs. 401(k) Loan: Which to Use When Facing a Financial Squeeze?

When money gets tight and homeowners need access to cash quickly, they have options. We’ve covered a variety of scenarios in the past (HELOCs vs....

Refinance HELOC Debt Consolidation Fixed-Rate HELOC

08/04/2025 Refinance

Is a HELOC Still a Good Idea in a High-Rate Environment?

If you’ve been doing your homework and keeping up with interest rates, you might be asking yourself whether a home equity line of credit (HELOC) ...

Refinance HELOC Debt Consolidation Fixed-Rate HELOC

08/04/2025 Refinance

What Affects Your Home Equity and How to Build More of It

Your home equity is one of the most valuable financial tools you have. If you’re looking to fund home renovations or other major expenses, consol...