Get to Know Spring EQ
Our Mission
in a simple, fast, and ethical manner.
Over 120,000 Homeowners Served
Our customers trust us to deliver a modern lending experience that helps them achieve their financial goals.
$11 Billion In Equity Accessed
We’ve helped homeowners use their equity to pay down debt, renovate their homes, or invest in the future.
Customer-First Approach
Every decision we make starts with one question: how does this help homeowners succeed?
Nationwide Growth
We’re licensed to lend in 48 states.
/ Testimonials
Why Do Homeowners Choose Spring EQ?
See for Yourself.
Mary C.
Our experience was one of the best I have ever had. Everyone was very organized, quick to respond and the notary you sent to my house was the best we have ever had. I'd never hesitate to refer you to others.
Megan K.
I just want to thank everyone who helped me get my loan. They jumped thru many hoops.
They kept in contact with me as well.
I will definitely recommend them to others! I definitely give them all a 10 out of 10!
Awesome work ethics!
Robert J.
Great experience, friendly customer service. Extremely fast results.
Tina T.
I must tell you that Pat and his team have been absolutely wonderful. Friendly, knowledgeable, efficient. I am impressed. I will definitely recommend Spring EQ.
Christina D.
It was a fast, smooth process from the beginning. Everyone involved during this process was very helpful and did a great job with the timing of everything. I am pleased.
Thomas C.
Professional communication and quality service. I would recommend Spring EQ for anyone's home equity needs. They are as professional as you can get and more.
/ Why Spring EQ?
Don’t Just Take Our Word for It: Industry Leaders Trust Us Too.
We’re proud of the recognition we’ve earned across the industry. Check out some of the awards we’ve received.
/ Latest News & Insights
Read & Gather Knowledge From Our Latest News
09/02/2025 Blog Post
Home Equity vs. 401(k) Loan: Which to Use When Facing a Financial Squeeze?
When money gets tight and homeowners need access to cash quickly, they have options. We’ve covered a variety of scenarios in the past (HELOCs vs. Personal Loans, HELOCs vs. Credit Cards, and HELOCs vs. Refinancing) to name a few. Now, we’re focusing on tapping into home equity or borrowing from a 401(k). Both can provide funds when you need them, but both work very differently and carry different long-term implications. Let’s dive into the pros and cons so you can make an informed decision based on your situation.
08/04/2025 Blog Post
What Affects Your Home Equity and How to Build More of It
07/01/2025 Blog Post
Why Homeowners Are Holding Off on Refinancing
It’s no secret that mortgage refinances have significantly slowed down dating back to 2022. Before that, refinancing was a popular way for homeowners to take advantage of historically low interest rates. But in today’s market, many are choosing to hold off or seek alternative options to access their equity. Let’s get into the details.
07/01/2025 Blog Post
HELOC vs. HELOAN: Which Home Equity Option Is Right for You?
As home equity continues to rise, many homeowners are exploring ways to take advantage of what they’ve built up. Two of the most popular options are a Home Equity Line of Credit (HELOC) and a Home Equity Loan (HELOAN). While both allow you to tap into the value of your home, they work in different ways. Which option is right for you? The answer depends on your financial goals and how you plan to use the funds. Let’s dive into the details!