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    The Smart Way to Tap Cash From Your Home's Value

     

    Secure easier approval

    with options for FICO as low as 640
    and discounts for well-qualified borrowers

    Access up to $500,000

    from your home's equity—banks and personal loans can't compete

    Get cash fast

    receive funds in as few as 11 days

    Customize your loan

    with flexible terms—5 to 30 years and options featuring 10 years of interest-only payments

    Enjoy faster, easier

    digital forms with dedicated experts to help when you need it

    Use your cash

    to pay off debt, do home improvements or anything else.

    See your rate
    HELOCS

    Why Are More Homeowners Choosing HELOCs?

    As home values continue to surge, homeowners have more home equity than ever before. At Spring EQ, we offer a wide range of solutions designed to fit your unique needs.

    Whether you want to consolidate debt, make home improvements or pay for tuition (just to name a few of the possibilities), we can help you make the most out of your equity.

    The Highest-Rated Home Equity Lender

    Trusted by Over 100,000 Homeowners

    rating 1
    See your rate
     

    Tapping Into Your Home Equity With Spring EQ is a Better Choice

    Compare and See Why

      Refinance Home Equity Credit Card Personal Loan
    Interest Rates
    (on average)    		 Low Low High High
    Impact on Current
    Mortgage    		 Yes, may raise your first mortgage rate No, you can keep your first mortgage rate  No impact No impact
    Loan Term Long-term Flexible Short-term Fixed
    Payment Flexibility Fixed Highly flexible Highly flexible Fixed
    Tax Deductible

    Only for primary residence mortgage interest

    		 Yes (if used for home improvements) No No
        Get Started