Traditional loans are painful: slow, confusing and full of paperwork. Our technology and process are designed to streamline things. To inform and empower you—so you can focus on what's important. Our wide variety of solutions along with our seamless, simple and digital process mean faster funding and less frustration for our customers—and loans our investors and partners can trust.
Proud to partner with industry leaders
Spring EQ is honored to be trusted by our partners to complement their suite of offerings.
Every day, we help serve their customers with our wide, deep and flexible HELOC, home equity and refinance loan products.
*Details to note: Spring EQ customers get their cash on average in 26 days. This average time is measured from the time we receive all requested documents and assumes your stated income, property and title information provided in your loan application matches your documents and any supporting information collected. The time period calculation to get cash is based on the average funding turn times over the first six months of 2022, assumes the funds are wired, excludes weekends and excludes the government mandated disclosure waiting period. Typical applicants are required to provide a current and valid completed application, proof of income, mortgage statement, home hazard insurance, and a photo ID. Applicants are typically not required to provide proof of assets, and proof of income may be more extensive for self-employed borrowers. Any pre-qualification or “Home EQ” value is in no way a pre-approval, indication of eligibility, or binding underwriting decision. All borrowers will be required to meet Spring EQ's current underwriting guidelines including verifications of applicant’s credit profile, debt-to-income ratio, and home’s current value. Eligible Home Equity Loan borrowers must have a FICO score of 620 or greater and debt-to-income ratio of 43% or less. Refinance transactions may increase total finance charges over the life of the loan. Speak to a loan officer for details. Eligible Home Equity Line of Credit borrowers must have a minimum FICO score of 680. Spring EQ offers Home Equity loan options up to 95% of your home value for qualified borrowers with a credit score of 700 or greater excluding second home or investment properties. For details, call 888-978-9978 to speak to a licensed Spring EQ Loan Officer.