happy family together in renovated kitchen island with little girl on a tablet

    Home loans designed for how you live now

    Access up to 97.5% of your home's equity
     
    Get the cash you need—up to $500,000
     
    Choose from flexible terms—5 to 30 years
     
    Save with 10 years of Interest-only payments
     
    Enjoy a faster, easier digital process
     
    Rely on expert guidance and help
     
    Use cash for home improvements or any large expense
     

    LEARN MORE
    exterior of modern rancher home at sunset

    Spring EQ is the mortgage lender that offers more ways to access cash from your home with Home Equity, Home Equity Line of Credit (HELOC) and low-rate refinance options.
     
    You'll appreciate our streamlined approach. It offers you the speed of digital along with expert support from a dedicated team—and ensures a smoother, faster process.
     
    For home improvements, debt consolidation—or anything else—Spring EQ has a product that's perfect for you.
     

    LEARN MORE
    Spring EQ map of licensed states nationwide

    More people than ever are choosing Spring EQ

    As one of the fastest growing lenders in America, it's essential we treat customers, partners and employees the way we want to be treated: with respect and integrity.
     
    We wake up every morning with one focus: to deliver a mortgage experience combining a leading edge digital process with expert, friendly guidance and support.
     

    LEARN MORE
    Same-sex couple with their baby in the family's new kitchen

    People first, fueled by tech

    Traditional loans are painful: slow, confusing and full of paperwork. Our technology and process are designed to streamline things. To inform and empower you—so you can focus on what's important.
     
    Our wide variety of solutions along with our seamless, simple and digital process mean faster funding and less frustration for our customers—and loans our investors and partners can trust. 

    Spring EQ mortgage and home equity partner logos

    Proud to partner with industry leaders

    Spring EQ is honored to be trusted by our partners to complement their suite of offerings. 
     
    Every day, we help serve their customers with our wide, deep and flexible HELOC, home equity and refinance loan products.
     

    REQUEST PARTNER INFO

    Latest News + Insights

    News, views and ideas about home equity and more from Spring EQ
    Is a Bridge Loan right for you?

    Is a Bridge Loan right for you?

    What's a Smarter Home Worth to You?

    What's a Smarter Home Worth to You?