family enjoying their living room

get up to $500,000—fast, simple, flexible.

 
Secure easier approval with options for FICO as low as 640 and discounts for well-qualified borrowers
 
Access up to 95% of your home's equity—banks and personal loans can't compete
 
Get cash fast—up to $500,000 funded in 21 days on average
 
Customize your loan with flexible terms—5 to 30 years and options featuring 10 years of interest-only payments
 
Enjoy faster, easier digital forms with dedicated experts to help when you need it
 
Use your cash to pay off debt, do home improvements or anything else.
 
 

take a moment to customize your cash options

Submit this form today—get cash in as few as 14 days. It's that simple.

 

 

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flexible HELOC solutions

 
To get fast, flexible access to your home's equity, a Spring EQ Home Equity Line of Credit (HELOC) may be right for you.
 
A HELOC is alot like a revolving line of credit. You borrow a "line" from your home's available equity that you can draw on as you need the money. The benefit is that you only have to pay back the amount you draw from your HELOC. 
 
Another benefit? Spring EQ offers HELOCs with up to 10 years of interest-free payments, so you can enjoy lower monthly payments.

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fixed-rate home equity loans
beat refinancing

 
With rates and home values the way they are, homeowners who want to access their equity but have a low mortgage rate love home equity loans.
 
You can get up to $500,000 but keep your low mortgage rate. And with a home equity loan, you lock in a fixed rate and monthly payment you can count on.
 
Spring EQ offers flexible home equity terms: choose from five years up to thirty years.
 
 

take a moment to customize your cash options

Submit this form today—get cash in as few as 14 days. It's that simple.

 

 

more people than ever are choosing Spring EQ

Why are we one of the fastest growing and most highly rated lenders in America?

Because we treat you the way we want to be treated: with respect and integrity.

 

  LT_2018-2022-1 copy    Google ranking for Spring EQ almost 5 stars    Spring EQ Best Home Equity Lender award with Bankrate    Spring EQ A+ rating with BBB

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people first,
fueled by tech

 

Traditional loans are painful: slow, confusing and full of paperwork. Our technology and process are designed to streamline things.

 

To inform and empower you—so you can focus on what's important.
 
Our wide variety of solutions along with our seamless, simple and digital process mean faster funding and less frustration for our customers—and loans our investors and partners can trust

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customized loans
our customers love

 
We wake up every morning with one focus: to deliver a mortgage experience combining a leading edge digital process with expert, friendly guidance and support.
 
Customize a home equity loan that works for you: Choose from HELOC or fixed-rate with terms from 5 to 30 years.
 
No need to refinance: Get the cash you need—with a monthly payment that works for you.
 
 
 
 
 

take a moment to customize your cash options

Submit this form today—get cash in as few as 14 days. It's that simple.